Climate Risk Services
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CERO Analytics Platform

A comprehensive analytics tool for Climate-Related Physical Risk, Transition Risk, & Nature Risk

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Why CERO, Why Now?

Financial institutions face $2.2 trillion in climate-related risks over the next few years (UNEP FI)

Assessing the impact of climate risk on lending, asset valuations, and business operations is now a necessity.

Climate change could cause $23 trillion in losses to the global economy by 2050, disproportionately affecting financial institutions that fail to account for climate risk (Swiss Re Institute)

CERO provides fit-for-purpose identification and assessment of climate-related and nature-related risks at the portfolio level and asset level, for embedding into onboarding & due diligence, climate stress testing, and risk reporting and management.

    CERO in action

      Book Demo

      Our Clients

      CERO is crafted to assist underserved financial institutions

      We help our clients answer critical questions about their portfolios and investment strategies: where to buy and sell, how to build portfolio climate resilience, reduce insurance premiums and protect asset values. CERO is designed for:

      • Development Finance Institutions
      • Impact Investors
      • Financial Institutions and Banks
      • Insurers
      • Asset Managers
      • Real Estate Investors

      Physical Risk

      From portfolio level to individual loans and assets, run credit risk analysis, due diligence and climate stress testing

      • Global coverage (all countries, all sectors, all asset classes)
      • High resolution data down to 1x1km
      • Multi-level: country, region, or GPS
      • All NACE L1 or L2 sectors
      • 14 physical hazards
      • 50+ crop yield data

      Transition Risk

      Establish risk appetite, KRIs, carbon price-driven stress testing and credit risk analysis

      • Global coverage (all countries, all sectors)
      • 3 transition pathways from NGFS
      • 2 indicators: carbon pricing exposure, and decarbonisation policy

      Nature Risk

      Location-specific mapping of nature impacts and dependencies on portfolios or business operations

      • 50km by 50km resolution
      • Global coverage of nature hazards layers including water quality decline and crop yield loss
      • Analysis of supply-chains for nature impact and dependencies 

      Aligned to Regulatory Standards

      Meet disclosure requirements under central bank regulators and IFRS, and nature insights aligned with TNFD disclosures and the LEAP process

        Bank-grade security meeting ISO27001 standards

        • Security First Company and Software
        • Audit Logs with IT Dashboard
        • SSO via SAML
        • OWASP 10 Ten Vulnerabilities covered

        Beyond Risk, Capturing Opportunity

        With our world-class Advisory team, we help you go beyond risk and capture opportunity

        Every client gets support from our best-in-class Advisory team to help you go beyond assessing climate risk, to understanding the investment opportunities available to your business. From climate mitigation and adaption to real opportunity capture.

          Gerhard Mulder

          Co-founder & CEO

          Stephanie Gnissios

          Co-founder & COO

          Pekka Piirainen

          Head of Product

          We make organisations climate-smart and nature-positive.

          About us

          Our Mission

          Team

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